As you might have heard, mortgage rates are trending upwards. Some might think, “I’ll wait to buy to see if rates will go down.” If you are in the market to buy soon, then now is the time to look at your first home or next home. Home prices are still expected to rise next year along with mortgage interest rates. Waiting might lose you money in the future. There are many options to get into a house or condo for low amounts of money.