Jan. 1: If you have a kid heading to college in the fall, submit the Free Application for Federal Student Aid (FAFSA) ASAP.
Jan. 2: First trading day of 2009.
Jan. 3: Set financial goals for the year.
Jan. 9: Watch the mail for notice of your new Medicare Part B premiums.
Jan. 12: Get a free copy of your credit report at annualcreditreport.com.
Jan. 15: Estimated federal taxes for the fourth quarter of 2008 are due.
Jan. 20: Inauguration Day. See how President Obama’s tax proposals would affect your finances.